I'm a Pay Pal newbie. So ... do I need a credit card to send money to Vela? Do I pay a fee to open an account, or to send funds? Or, does Vela pay a fee to receive the funds I send? Do you have to wait for the payment to clear, like you would with a check? Vela, I hope the funds are increasing. If the veterinary medical center requires payment at the time of service, will they accept a partial payment for the time being?

thanks
elyse