I use cheques for rent mostly, but thats the only way to pay lol However I use certified cheques so they can never bounce! My Car insurance has a habbit randomly increasing every month by 50-100 dollars, so a lot of my things bounce cause of them I started at 120.00/month & I'm up to 450.00/month!! having a clear history does sqaut for me stupid INS! Luckly the INS ladies LOVE Chad so they are putting me into a lower risk catagory so I'll be paying 100.00 less/month WOOHOO (kinda)

I use to pay a lot of my bills by credit card as I used it kind of like a cheque but over the phone (instant).. but fraud fixed that idea for me.. stupid theves!! Chad has had his VISA for 3 days & someone already copied it & took all his $$ off it... luckly VISA noticed & stopped the card.

SO thats how I think Cheques better at times. They are harder to commit fraud on. Unlike Credit Cards