if your son thinks YOU are outdated he'd fall over with me then!
I had trouble about 6 years ago managing my checking acct and the credit union closed it. So every payday since than I organize all my bills withdraw the cash and take it to one of the local stores and get money orders. (one of them has them for .29) I fill them all out and mail them in via snail mail!
Its archaic but it makes me feel as tho I have some control and I'm scared of getting a checking account b/c of my mistakes years ago.