I have no kids so take what I say with a grain of salt. My opinion on the whole thing is that you, me, everyone, will never feel ready. I'm not saying do it now, but my cousin said she wants kids when she has a career and has something like $20,000 in the bank just sitting there. I think that's crazy. I believe in preparing, but honestly I don't think I will ever feel fully ready. Partly it's something you just have to jump into with both feet.
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