Went apartment hunting today...

[Cataholic]

I got a phone call this morning from the woman at the rental office. I had a couple of questions about the application.

She told me in order to get me into the apartment I wanted, I had to have EXCELLENT credit (so much for THAT idea). When I told her I filed for bankruptcy 4 years ago, she said, "Well, they'd never rent to anyone with a bankruptcy on their credit." I asked her if it would make a difference if the rent was paid in full for a year. She said no because they have no guarantee that I wouldn't move out and allow someone else to live there. Geez!!!

So, I have to settle for the shoebox size apartment and dorm refrigerator. I told her the refrigerator was unacceptable and she said they can do an appliance subsidy where I bring in my own (yeah right). This is gonna be interesting. A very small apartment with me and 4 cats. The rent is $454/month (about $120 cheaper).

Hmmmm....I would think the ONLY thing that would make a LL feel secure is to obtain the whole contract amount, a year's payments, up front. Sorry, that lady makes no sense. They rent the place- you pay money. Why would it matter if you moved out? They have their rent. Unless it is a senior's only housing, of course, or some subsidized program, in which the rental amount is contingent upon YOUR allowable amount.

But, why would apartment X (the larger one) be no-go to a poor credit risk, but, apartment Y (the smaller one) be ok? Either you will pay your rent, or you won't, right?

I am the LAST person to scream discrimination. But, if you are in a subsidized situation, and you are being denied apartment X based on your credit rating, there is a problem.

They aren't doing you right, Donna

[kimlovescats]

Oh Donna, I'm sorry you didn't get the apartment that you really wanted! But this is a start for you, and once you get on your feet you can start looking for some place better! How long of a lease period did you have to sign for? I would take the shortest term if they offer them ... that way if you are miserable, you don't have to wait too long to move again!

Hugs,
Kim

[moosmom]

Well, both job relocations are in place. Both are in Manchester, across the street from each other. If I have to work a late night, I can crash at my daughter's apartment until the morning. That's until I get the place, so THAT'S out of the way. After talking with my brother, we both agreed that the smaller apartment, however small it is, would be better than not having anyplace to live. So, if I get approved for that one, I'll be living on Chapman Street. I'm sure I can make do with it. I'll have to get a refurbished apt size refridge though. That dorm fridge is just not gonna cut it. I'm TRYING to be optimistic here. Humor me, will ya??

[Catty1]

onna - just tell people your tastes run to "Early Salvation Army" and "Modern Goodwill"!

There is such a thing as an apartment size fridge...my sis had one and they are CUTE(okay, I don't get out much....

[moosmom]

Catty1,

That makes me feel a whole lot better. My friend asked me if I could get away with using the dorm refridge. If the freezer wasn't the size of a VCR, I might be able to, but no.

Early Salvation Army and Modern Goodwill. That's a good one!! I needed a good laugh today, girl.