For me, I noticed the cuteness meter going way up. Baby showers, baby clothes, babies in general. I used to always joke that if someone came up to me with a puppy/kitten in one hand, a baby in the other, that I would go for the puppy/kitten everytime. It's probably still true , but at least now, I'll think about going to the baby now. lol

But seriously, I just found myself ready. I think the fact that you're thinking about it more and more is a sure sign. I don't know how else to explain it, besides just feeling ready.

As far as finances go, I don't know if one can ever be ready unless your last name is Winfrey or Gates. I figure that we'll have to cut back on stuff, but you find ways to make it work, just like when one of our fur babies gets sick.

Good luck!