Yep, it adds up. We've never looked into the pet insurance thing though.

We haven't had catastrophic types of illnesses. Its the nickle/dime stuff that seems to get us. $50 here for Tiger....$50 there for Percy...

But most of our guys are in pretty good shape - even Sam at age 10 has sound joints etc. He just has a food allergy that we control by not feeding him certain types of kibble.

Sounds like we are lucky - no "million dollar babies" here when it comes to vet bills.