I understand 100%! My hair is your style, chin length bob, no bangs and I can NOT stand it touching my forehead no matter how good it looks. ALWAYS in a headband, rubber band or barrette. Which is probably why I don't think your hair looks bad with the headband. Sure, it looked good in that first photo, mine looks pretty good like that too, but it gives me headahes and drives me to distraction, so how glamourous is that?? Hair spray would not keep it off my face, I would need glue. So I just buy and use the headbands and other hair accesories and like it.