Hmm, I can definitely understand the points everyone has made.

I guess the way I am looking at it sort of differs. Whenever in the past someone has died that I knew, the donations were always directed to charities like hospices or the American Heart Association, Multiple Sclerosis Society, etc. etc. which use the money to aid those afflicted with the disease or research to end the disease. I've also seen donations to help universities or churches or school programs. Something that benefits people as a whole.

I guess in this case, I feel like the money is not going to a charity. I just feel like the money is going to directly benefit the family. More money placed into the trust now means that later they won't have to pay as much for his college. They can well afford to send him to college already.

I guess it's just how I was raised. Charity to me has always meant helping the poor, the sick, the homeless, etc. Not paying for some kid to go to college whose parents can well afford to send him.