Thanks Phred. I know it's not easy and that's why I wanted to take care of it for Randi so she doesn't have to deal with it. I do know when we went to Germany/Switzerland a few years ago I asked my local bank about it and the manager had to call her manager and get back to me. I was thinking about calling the guy we deal with through work because they are actually a big bank (not as big as Citibank or anything) and they should be able to handle this with little trouble, but we'll see.

If you have time and the inclination and you want to dig a little deeper into the PayPal thing...... I know they charge something like 3% to "collect" and nothing to send. I've got an account to send, but not to "collect." But 3% might be relatively cheap compared to the banks, and then Randi can set up an account, I'll "pay" her and she can collect from PayPal in Danish Kroners.....if it works that way.

Our work banker is gone for the afternoon (I just tried calling him for work related stuff) but I'll try calling on Monday to see what he says.

Thanks Phred, doing all the research is a huge help!