I am the perfect example of how people who believe they could never afford to BUY a home really can if they try.

Charlie and I really do NOT make much money. When we rented, it was VERY cheap in comparison to most other appartments in our area. We figured that we would NEVER be able to afford to buy.

But we did! We only pay $498 a month mortgage and this includes the taxes and insurance. And if you have seen our home on the house tour you know that is it not small. It is a 5 bedroom row home, but because it is in the city it did not carry a very high price tag. Sure, there are parts of the city that you would not want to live, but our neighborhood is quite nice and it suits our needs.

Good luck on your search.