A Firearm in Every Home.

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What are the downsides to this?

How's this for starters......

There are people who are perfectly good citizens who lack the physical capabilities to pass these courses.

Because of a physical disability someone would be incapable of getting a mortgage or owning a business?

Funny, I think Stephen Hawking would be an asset to ANY community, regardless of whether he can pass a basic marksmanship or firearm safety course.

You dont think exceptions wouldnt be taken into account? Obviously Mr Hawking, amputies, blind people, etc, etc would be exempt.

So are you being silly, trying to be difficult, or just trying to start an argument?

Not being able to take the course, for physical or mental reasons is not a downside to the idea in general.