Quote Originally Posted by Randy_K View Post
I think forgoing liability insurance and bonding might be an expensive mistake. Administering routine meds is a pretty common activity, particularly in older cats, so you will most likely be asked to do so. (I took care of two cats for a friend and one had a daily dose of heart medication.) You definitely need an agreement indemnifying you from undisclosed or unknown health issues and instructions as what to do in the case of illnesses or injury (vet's name, if or if not a DNR is in place, billing responsibility, etc.) . Bonding would give your customers a better feeling about allowing you uncontrolled and unattended access to their homes and protect you from claims. A lot of things can go wrong through no fault of yours so, in running a commercial activity, it's better to protect yourself.

In the south bay area of Los Angeles (Redondo Beach) there is a "cat lady" who cares for the animals while their family is away. She does the pilling and other routine care but not the sub-Q fluids and other high-maintenance care. She spends time with the cats and gives them some of the "people time" they miss while their family is away.

I'm still waiting to hear back from my ins. agent and, if it doesn't break me, I'll consider ins. but not bonding. I don't have employees so it's worthless. When I explained to my house cleaning clients why I wasn't bonded, they totally understood, even though only one ever asked me, so I stopped mentioning that I wasn't bonded. Also, I don't want to do anything to make my vet regret writing a letter of recommendation for me. He advised me to not dispense meds at all but that's a little unreasonable because so many pets are on meds nowadays, I think that it would be next to impossible to find a household where they weren't on meds unless they're kittens.