Do you have private health insurance...??

[pomtzu]

My health insurance has covered most of my medical charges. I look at those charges and my mouth drops open at the amounts. Why do the insurance companies keep paying such high amounts for everything? It worries me alot because I can't help but think that they will all eventually run out of money to cover these charges and we will all be without any coverage.

Terry - I know exactly what you're saying here. When I fractured my wrist 18 months ago, it was too badly damaged for just a cast, so I had to have an external outrigger surgically screwed into my hand and arm. For that piece of hardware by itself, my insurance (private at the time) was charged $14,000!! Yup - you read that right! Of course all the other charges were right in line with being over the top - emergency room, surgery to install it, surgery to take it off, physical therapy for over a month, all the follow up visits to the orthopaedic surgeon! One of these days I should total it all up to see the grand total. I'd probably get sick! Lord knows what the fractured hip came to, since I'm still going for follow-ups and x-rays for at least another year for that!!

Here's a pic of the pricey hardware I had to wear for 7 weeks!