Donna, I'm sorry to hear you're feeling so down, I do too from time to time. One thing that works for me is get busy with something, and within a few days you'll find lots of new positive things happening that you'd never even thought of. A bummer though to be low on money, but you'll get though that too, with a bit of discipline.

Oh, and 56 is not old - it's a lot better than the alternative. Cheer up!