Carole - good that you have the AVG and Ad-Aware. AVG will pop up daily to update itself - and let it!

I used just Ad-Aware for the longest time, and when a computer friend loaded the Search and Destroy to a work computer, I added it at home.

Whatever the Ad-Aware doesn't get, Spybot does - and vice versa.

Schedule AVG to run daily.

Ad-Aware and Spybot S&D I put into a folder on the desktop called "Run Weekly".

BTW - I have also had good luck with Yahoo! Greetings for cards.