Perhaps God was trying to teach her a lesson. Life is just passing her by because she is too busy on the phone to notice anyone or anything around her. Perhaps God used THIS as a lesson to "pay attention" before she causes an accident because of that phone. I guess the best way to teach a lesson is to do it in a way that they will take notice. In other words she paid for something she did not receive and it was no one's fault but her own.

In the meantime you got a little break. don't feel bad about it. You did not pump the gas so technically your passenger stole the gas hehe