I have the Superior Plan with VPI. With Cody's hip dysplasia and some other problems, I used it a lot and saved a lot of money. When he was dying and in the emergency clinic for 2 days, it nearly paid my entire bill. I had to pay it first but got reimbursed. It doesn't cover ACL surgery, for example, because they think that it'll usually strike both knees eventually. I pay monthly. The rate increases yearly as the dog ages. Right now I pay around $29 a month and Thank God, except for shots and stool samples etc, haven't needed it.
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