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Thread: Be Sure to Cancel your Credit Cards before you die!!

  1. #1
    Join Date
    Apr 2006
    Location
    Binghamton, New York
    Posts
    5,986

    Be Sure to Cancel your Credit Cards before you die!!

    Be sure and cancel your credit cards before you die! This is so priceless,
    so easy to see this happening, customer service being what it is today.

    A lady died this past January, and Citibank billed her for February and
    March for their annual service charges on her credit card, and added late
    fees and interest on the monthly charge. The balance had been $0.00, now it was close to $60.00. A family member placed a call to Citibank. Here is the
    exchange:

    Family Member: "I'm calling to tell you she died in January."

    Citibank: "The account was never closed and the late fees and charges
    still apply."

    Family Member: "Maybe, you should turn it over to collections."

    Citibank: "Since it is two months past due, it already has been."

    Family Member: "So, what will they do when they find out she is dead?"

    Citibank: "Either report her account to frauds division or report her to
    the credit bureau, maybe both!"

    Family Member: "Do you think God will be mad at her?" (I really liked this
    part!!!!)

    Citibank: "Excuse me?"

    Family Member: "Did you just get what I was telling you - the part about
    her being dead?"

    Citibank: "Sir, you'll have to speak to my supervisor." (Duh!)

    Supervisor gets on the phone:

    Family Member: "I'm calling to tell you, she died in January."

    Citibank: "The account was never closed & late fees & charges still
    apply." (This must be a phrase taught by the bank!)

    Family Member: "You mean you want to collect from her estate?"

    Citibank: (Stammers) "Are you her lawyer?"

    Family Member: "No, I'm her great nephew." (Lawyer info given)

    Citibank: "Could you fax us a certificate of death?"

    Family Member: "Sure." (Fax number is given)

    After they get the fax:

    Citibank: "Our system just isn't setup for death. I don't know what more I
    can do to help."

    Family Member: "Well, if you figure it out, great! If not, you could just
    keep billing her. I don't think she will care."

    Citibank: "Well, the late fees and charges still do apply." (What is wrong
    with these people?!?)

    Family Member: "Would you like her new billing address?"

    Citibank: "That might help."

    Family Member: " Odessa Memorial Cemetery , Highway 129, Plot Number 69."

    Citibank: "Sir, that's a cemetery!"

    Family Member: "What do you do with the dead people on your planet?!?!"


    LOL...priceless...
    Maggie,

    I didn't slap you, I just high fived your Face!
    I've Been Boo'd!!

  2. #2
    Join Date
    Nov 2000
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    Never has the Last word.
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    lmao!!
    Keeganhttp://www.dogster.com/dogs/256612 9/28/2001 to June 9, 2012
    Kylie http://www.catster.com/cats/256617 (June 2000 to 5/19/2012)
    Kloe http://www.catster.com/cats/256619
    "we as American's have forgotten we can agree to disagree"
    Kylie the Queen, Keegan the Princess, entertained by Kloe the court Jester
    Godspeed Phred and Gini you will be missed more than you ever know..

  3. #3
    Join Date
    Nov 2003
    Location
    Tabbyville, PA
    Posts
    15,827
    Hey -- did they have a recorder for our conversations with credit card companies after my mother in law died? I swear, the calls were truly obnoxious. After a while we just got frustrated trying to get through to them. We tried politely telling them she died. We were rude. We were sarcastic. We were funny. Nothing seemed to penetrate into their little heads.

    One night, hubby told the lady that mom was sitting on the mantle. The lady wanted to speak to her. Hubby walked over, set the phone on top of the mantle and walked away. I have no idea how long the collection agent tried to talk to a box of ashes but I'm guessing they never quite understood what we meant.

  4. #4
    Join Date
    Aug 2006
    Location
    Methuen, MA; USA
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    17,105
    Hilarious!
    .

  5. #5
    Join Date
    Jul 2003
    Location
    North East Ohio
    Posts
    11,760
    LOL!!
    That was funny!!!
    ~Angie, Sierra & Buddy
    **Don't breed or buy while shelter dogs die!**

    I suffer from multiple Shepherd syndrome



  6. #6
    Join Date
    Feb 2005
    Location
    Gran Canaria, Spain
    Posts
    2,291
    I find it funny how people turn into automated machines once they get a telephone job. Suddenly they can't think for themselves.

  7. #7
    Join Date
    Dec 2003
    Location
    Land of the Ducks...quack!
    Posts
    7,007
    Quote Originally Posted by jackie
    I find it funny how people turn into automated machines once they get a telephone job. Suddenly they can't think for themselves.
    The sad thing is is that they are TRAINED to be this stupid. Thats why Ive quit every phone job Ive had within a month I couldn't handle giving people the same rediculus answers...especially if I knew the truth.

  8. #8
    Join Date
    Sep 2002
    Location
    Kentucky, LAND OF THE EASILY AMUSED
    Posts
    25,224
    I guess Oscar the Cat would be a good indicator/reminder to do that!

  9. #9
    Join Date
    Sep 2003
    Location
    Williamstown, Kentucky
    Posts
    3,481
    Priceless....
    Owned by my 8 precious furry kids... My 3 daughters Cindy & Abby & Aly and 5 sons Skinny, Stephen, Carson, Fuzzmuzz and Franklin.
    Owned by two special canine sons Coco and Snoopy and two canine daughters, Sadie and Gretchen

    Always in our hearts RBButterscotch & RBThumper, RB Ms. Eleanor

  10. #10
    Join Date
    Apr 2006
    Location
    Binghamton, New York
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    I had a good laugh, and had to post this, cause we wnt through the exact same thing when my Gramma passed away 2 yrs ago!
    Maggie,

    I didn't slap you, I just high fived your Face!
    I've Been Boo'd!!

  11. #11
    When these calls come I would put one of those insane laugh tracks on and just walk away. LOL LOL LOL LOL LOL LOL LOL LOL

  12. #12
    Join Date
    Jun 2001
    Location
    Glenside, pa
    Posts
    7,399
    Really? I never had a problem w/Chase. Sent (or faxed..don't recall) copy of death cerificate, that was it. Got letter acknowledging card cancellation and their condolences. That's the truth, really. Same reaction with all my mom's cc's. Just lucky I guess.



    I've been Boooo'd!

  13. #13
    Join Date
    Sep 2002
    Location
    New York
    Posts
    1,547
    My mother died four years ago and I cancelled all her magazines. Last week in the mail I received a notice addressed to her estate, asking if she wanted to renew her Conservationist magazine subscription. Doesn't anybody read what is sent out from their office? This makes them look so stupid.

  14. #14
    Join Date
    Mar 2004
    Location
    california
    Posts
    8,397
    I am administrator on my brother's estate and I had many similar experiences, some truly rude people and some really nice people.

    One day I was at work taking care of one of the companies and started shouting "HE IS DEAD DO YOU GET IT!"
    don't breed or buy while shelter dogs die....

    I have been frosted!

    Thanks Kfamr for the signature!


  15. #15
    Join Date
    Aug 2004
    Location
    Alberta, Canada
    Posts
    22,005
    From Monty Python's Parrot Sketch - maybe this will help:

    'E's not pinin'! 'E's passed on! He is no more! He has ceased to be! 'E's expired and gone to meet 'is maker! 'E's a stiff! Bereft of life, 'e rests in peace! If you hadn't nailed 'im to the perch 'e'd be pushing up the daisies! Vis-a-vis his metabolic processes e's 'ad his lot! 'E's off the twig! 'E's kicked the bucket, 'e's shuffled off 'is mortal coil, run down the curtain and joined the bleedin' choir invisibile!! All statements to the effect that this parrot is still a going concern are from now on inoperative!

    E's f*****' snuffed it!

    THIS IS AN EX-PARROT!!
    "Do or do not. There is no try." -- Yoda

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