I called OSAP (student loan) to get my interest releif (been getting it for 3yrs) & I denied!!!! I am making less money/month then I was in the last 3 years!! They want 200.00/month!!!! I'm soooo screwed!!!

I'm going to be forced to bankrupt! Which means I loose my credit cards & if I don't have a credit card I cannot rent a car for 6-8 years!!! OH NO I hope Vonage can be pay through the banks, or I'll loose my phone too!

I really didn't need this kick in the pants.. I work so hard & have always paid my bills ontime. I don't know what to do...