I love jewelry and feel naked without it! Of course, most of my jewelry is costume jewelry or sterling silver.
I do have some very nice pieces though, that I wear for special occasions. A very very dear friend of mine has given me the most beautiful gold jewelry from India (2 necklaces, some earrings and 2 bracelets). They're gorgeous! I'm always a little nervous when I wear them because they're so expensive, but so beautiful! Definitely special occasion only jewelry!

Normally, I wear either a simple Indian gold chain (also from my friend, but for daily wear), my silver Ohm pendant, or my silver triskel (celtic symbol of maiden, mother, crone). I have all kinds of earrings to wear. On occasion I will also wear bracelets, bangels (I wear these if I'm feeling ethnic with my salwar kameez, churidaars or saris), and ankle bracelets.

Jewelry is fun! I can never have too much!