i finally figured it out with the help of some message boarders.

first, goto www.webshots.com sign up, sign in, and start uploading your pics to your new photo album. very easy and fast if they're jpg's.

then, come back here.
type:
[img] then type in URL here [/img]

type that with no spaces between the two [img]'s

to get URL, goto your webshots photo album, click on your picture to get a large one on the screen.
then, right click on pic. get properties. highlight and copy URL that is listed. then paste it here.

good luck. until i went to webshots i couldn't do it.