The only advice I have is don't get to excited and take the first deal you see. I've done that more then once, I'm such a sucker. The salesmen are alot more flexible then what you think.

Another thing, go on the last day of the month. They have quota's and contests. They want the best numbers by the end of the month.

Here is an example: When my husband got out of the military, he had no job, no money, and needed a truck. He went from not being able to get financed, to getting financed, to getting 1.9% interest, a warrantee and the truck just over cost. Why? Because the salesman needed to sell just one more car for the month to beat some record and Mike happened to be there on the last day.

We tried it again when we bought our GMC. Same deal, they were much more willing to haggle to get their numbers in. We wound up getting the employee discount and 2.9% interest.

Right now, you can get even better interest rates!