I have the Superior Plan at Vet.Pet Insurance. When Cody became ill, I really didn't care what they covered or how much it cost, but the final bill was over $800 and I got back close to that. The price went up each year, but it was (is) well worth it..you never know. Even the simpliest thing like shots, blood work, it helps alot. The first day I adopted Logan, I enrolled her. The people there are great and very caring.