Quote Originally Posted by sasvermont View Post

I really could care less if she did or didn't leave anything to her husband. I don't know what the laws are in the state where they live, but many states, you cannot "cut out" the spouse from a will.
Very true. With a 401K account, you CANNOT exclude your spouse as a beneficiary if you are still married. My ex and I lived apart for a good 15 years before the actual divorce, and if something had happened to me, he would have gotten the money, regardless of my wishes - it's the law. A divorce settled that issue real quick!