I don't know... I guess you are right... it should be your choice, but it's not a very sensible one.
What other option do you think is plausable?
Instead of being fined, would you rather be refused treatment in case of emergency because you lack the common sense to have insurance?
Why should people who have insurance have to pay for you if you get hurt or sick in the future? It's my understanding that health insurance is so high because of the people who don't have it.
Regardless of that... I used to think I never would need it.
I'm young ... and WAS healthy.
I am so glad that I do. I've had so many medical issues pop up in the last two years, it's not even funny. If I didn't have health insurance already, I probably would not insurable now and I'm only 32. Better to pay a little now then be in debt up to your ass for something in the future.
Just my two cents. Take it however way you want.






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