I always used cloth diapers and didn't have the diaper service that goes with that. I've heard many moms complain that disposables give their babies rashes versus cloth. Also disposables seem to make it harder to toilet train the baby cause they don't feel the wet so it doesn't bother them.
I would still go with the cloth, hemp preferably from what I've heard about the softness and lack of rashes.
I know how easy and simple disposables must be and it saves time on laundry but I think the laundry is cheaper than the disposables.
Guess it all depends on what a mom needs most or wants.