CONGRATULATIONS KIM!!! That is great and I know the feeling, I had it when I paid mine off a looooong time ago. I hope to pay my house off this time I am off. I was checking my bank statement and I had enough I thought, THEN I found my income tax refund in my purse when I thought I had deposited it already.. So I definately will get my house paid off ithis week!..... Then I can start new car shopping if I make up my mind that, that is what I want to do....