I write two checks a month. One to my hairdresser and one for my rent because neither of them are set up to be paid online!
I have to admit that when I'm standing in line to pay for something..groceries etc...and someone whips out a check in front of me I groan silently to myself since it slows down the line
As far as someone paying me with a check it also drives me crazy cause I have to make a special trip to the bank and *REMEMBER* to deposit it. I've had a check sit in my wallet for a couple of weeks because I forget about it...which I also know is a PAIN to the writer as it holds up reconsiliation of their account
I also like using a debit card for the same reason..I spend what I have and that's that...no waiting for the check to clear or spending time chasing an incorrectly written entry!
I will not pay for things via PayPal with the additional fee's. I know merchants pay a percentage to Visa/mastercard etc and that those fee's are worked into the price of the goods or services but it irks me to pay a "fee". Just feels like being charged to use a fork at a restaurant!! Same reason I don't shop much online unless the savings are significant since delivery charges are often as much as the item itself. Again I know merchants that offer "free" delivery are working the delivery fee into the price of the goods (after all the Fed Ex guy has to make a living too!) but I'd rather take myself down to Target to get what I need than order it online...not to mention the instant gratification aspect
Like everything else, different strokes for different folks! Whatever floats your boat!