warning for credit card users

[moosmom]

Working in retail, I've had customers get really pissed at me when I ask to see their ID.

A young woman came up and asked for the items she had put on hold, a comforter and a set of sheets totally almost $500. I asked her to swipe her credit card on the thingy, which she did. When she signed the slip, it was a different name. She said it was her mother's card and she was authorized to use it. Sorry, can't do it. She got REALLY angry with me and said to call teh bank, which I did (I also called over my manager). The bank told me NOT to accept it. She then called her mother on her cellphone and the woman ripped my manager a new rectum. We tried to explain the situation to her and how the bank told us not to accept the card. She didn't want to hear any of it. After ringing her up and then cancelling her transaction twice, the manager got flustered and okayed the whole purchase. As long as it was on HIS shoulders and not mine.

Moral to the story is, if you have nothing to hide, show me your ID. If not, go somewhere else. I need my job!!

Staci,

Thanks for the heads up!! With the holidays approaching, those kinds of people will be out in full force, trying to rip off the stores. It's amazing what great lengths people will go to. *sigh*

[buckner]

I use my dad's credit card all of the time. Instead of my using my card and then my dad reimbursing me by going to the bank to deposit money from his account, I just swipe his card. Especially when I go to the grocery or go run errands for him. I don't see why if I have the last name as him, I can't sign my OWN name and be fine. I've never had a problem with any store denying my signature to his card. Many stores have said to sign my OWN name, not my dad's - which I've always done. If I went to a store to purchase something, and got stopped, I would be really upset. I understand that it's for the card owner's security, but PLEASE! He's my FATHER who gave me PERMISSION to use it.

[shais_mom]

I use my dad's credit card all of the time. Instead of my using my card and then my dad reimbursing me by going to the bank to deposit money from his account, I just swipe his card. Especially when I go to the grocery or go run errands for him. I don't see why if I have the last name as him, I can't sign my OWN name and be fine. I've never had a problem with any store denying my signature to his card. Many stores have said to sign my OWN name, not my dad's - which I've always done. If I went to a store to purchase something, and got stopped, I would be really upset. I understand that it's for the card owner's security, but PLEASE! He's my FATHER who gave me PERMISSION to use it.

but not everyone knows that -
what about the case of a husband and wife divorce (just by looking at the name they can't tell its your father) and the wife took the card to run up as many charges as possible before it was closed....
just a thought

[cyber-sibes]

Thanks for the head's up Staci. I would never have thought to double check my card in a restaurant, but yes, it could easily be switched. I have heard about people in check-out lines photographing credit cards before. All they really need are your numbers - someone could charge items without a physical card by calling in phone orders. No one would know that person wasn't you.

[Lady's Human]

Most online merchants I deal with require the access code on the back of the card as well as the card number itself.

I would never allow anyone to use my charge card (That's why we have two on the same account, one for me, one for LOH), and I would be highly irritated if a store did not ask to see ID when using my card.