I'm not sure. I agree with the "Oh well, that's life" idea that unforseen stuff is going to happen that strain your finances. But, I also subscribe to having at least 3 months worth of expenses in the bank so that when "life" does happen, it doesn't feel like an emergency.

I also believe that household appliances and vehicles are listening to our conversations. One time I was loading the washing machine and telling my husband that I had just received a $1,800 bonus at work. As soon as I got the words out of my mouth, the washing machine died. Guess what I spend most of my bonus on?