I think insurance is definitely worth it, if you get the right one.

We pay £6.50 ($10) per month for the younger cats and £7.50 ($12) for our George, to Pet Plan (English Firm)

This policy doesn't cover regular bills, booster etc but any medical bills over £55 ($85) for younger cats or £65 ($100) for George are covered.

This is great for us, we can always find smaller (??) amounts of money if required but we wanted coverage for any serious illness.

Also Pet Plan will cover your pets year after year even if they develop an ongoing illness, like diabetes. Most policies would pay out one year and refuse to cover you or raise your bills in later years, Pet Plan don't.

I think they are great, I had to claim for George. Just after we got him, he had bladder problems. We thought it was serious but to make a long story short, it was only mild cystitis but he had many vet visits and stayover, totalling over £130($207) bill, which our pet insurance paid out for.

It is good to know whatever happened, we could decide how to treat our cats based on their needs not our bank balance.