You guys are so wonderful, thank you so much for you confidence in me. I think I worry too much - and it doesn't help that people seem to want to tell me their horror stories about their own labors, which doesn't help me much. I need good stories! Anyway, I just wanted to say thank you to everyone for your support, it has really helped.

As for the financial side of things - we had the same problem but I came to the conclusion that if you wait for the "right" time to have a baby it will never happen.
That's what my mom always says. She said that her and my father had no money when I came along, but they got through it and so will I. I just need to start believing in that and leaning on God for help. ((((hugs)))) to everyone.