Pet Insurance?
I know this has been discussed before, but I'd like to bring it up again. I got 1 month free when I adopted Jack and of course they are trying to get me to continue the coverage after that.
There are two plans I would consider. The first is the Indoor Cat plan that covers Accidents and Illness. Somewhat limited coverage with various deductibles depending on the accident or illness being covered. All for $9.95/month and I would qualify for a 5% discount because he has a 24petwatch microchip.
The other plan covers head to tail, so it covers more illnesses with 70% reimbursable (means I cover 30% of the costs) of most illnesses. Also covers accidents. $15.75/month and again I would qualify for the 5% discount.
I know this is a personal decision sort of thing, but I'd like to hear from those who have insurance, those who don't, those who have it and have never used it and those who don't have it who wished they would have had it because something happened.
Neither Tubby nor Peanut were ever covered. Tubby was never sick a day in his life until he was diagnosed as being in the early stages of kidney disease at 15 1/2. Actually, he very rarely went to the vet until he was 15 1/2, so even though he cost me a ton of money at the end, I think I was still ahead because he cost me so little throughout his life - same with Peanut so far.
Jack, on the other hand, I'm not so sure about.....so I was thinking of getting this, even if I only keep it for a year until I know for sure that he's a real healthy cat.
So, opinions?
Tubby
Spring 1986 - Dec. 11, 2004
RIP Big Boy
-----------
Peanut
Fall 1988 - Jan. 24, 2007
RIP Snotty Girl
-----------
Robin
Fall 1997 - Oct. 6, 2012
RIP Sweet Monkeyhead Girl
Bookmarks