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Thread: Was in a Car Accident this morning..

  1. #46
    Join Date
    Aug 2001
    Location
    Michigan
    Posts
    18,335
    Verdict is in: Car is a Total Loss.

    *sniffles*
    ~Kimmy, Zam, Logan, Raptor, Nimrod, Mei, Jasper, Esme, & Lucy Inara
    RIP Kia, Chipper, Morla, & June

  2. #47
    Quote Originally Posted by ramanth

    Her insurance has to pay the deductible on my car.
    Then, because I have full coverage,
    my insurance company decides if it wants to have the car repaired or
    claim it a total loss and
    give me what they think the car is worth.
    "What THEY think the car is worth."

    Kimmy ~

    Do some research before you talk to the insurance "adjuster"!!

    Check the "Kelly Blue Book" site >>>
    http://www.kbb.com

    for the exact Year, Model, Body Style, Engine, Trim Level, and OPTIONS you have
    on the car - see what Mr. Kelly says it's worth.
    Pay attention to the "condition" rating - can you claim this >>> ?

    "Excellent" condition means that the vehicle looks new, is in excellent mechanical condition and needs no reconditioning. This vehicle has never had any paint or body work and is free of rust. The vehicle has a clean title history and will pass a smog and safety inspection. The engine compartment is clean, with no fluid leaks and is free of any wear or visible defects. The vehicle also has complete and verifiable service records. Less than 5% of all used vehicles fall into this category.

    That "condition" is worth the most money - can you claim that with a straight face?

    It doesn't *look* that badly damaged ...
    but the crumple in the roof is reason to worry.

    IF the insurance company wants to Fix It - have a long talk with the Body Shop
    to be sure they plan to use NEW parts and will guarantee a First Class repair.

    Hope your *aches* & *pains* don't get any worse!!
    /s/ Cinder, Smokey & Heidi

    R.I.P. ~ Boots, Bowser, Sherman, & Snoopy

  3. #48
    Join Date
    Aug 2001
    Location
    Michigan
    Posts
    18,335
    Phred, Dad checked Kelly Blue Book and other 2000 Grand Am's with similar miles to mine that are on lots to get an idea of how much it's worth.

    About $4000, and the damage cost is more than that, so the adjustor said it's a total loss.

    Time to shop for a new car.
    ~Kimmy, Zam, Logan, Raptor, Nimrod, Mei, Jasper, Esme, & Lucy Inara
    RIP Kia, Chipper, Morla, & June

  4. #49
    Quote Originally Posted by ramanth

    Dad checked Kelly Blue Book and other 2000 Grand Am's with similar miles to mine
    that are on lots to get an idea of how much it's worth.

    About $4,000 ...

    Time to shop for a new car.

    ONLY $4,000!???

    That doesn't seem like much for a 5-6 year old car that looks like it's in GOOD Condition.

    *Argue* for every penny you can get - be sure they are comparing cars with
    the same features and condition as yours!
    And remember - YOU have to find a replacement vehicle with what they give you!

    Good Luck!!
    /s/ Cinder, Smokey & Heidi

    R.I.P. ~ Boots, Bowser, Sherman, & Snoopy

  5. #50
    Join Date
    Aug 2001
    Location
    Michigan
    Posts
    18,335
    I think it's how many miles I have on it that really hurts the value. About 142 thousand.

    A lotta trips to the dog park....

    I bought it used for 12,000 in 2001.
    ~Kimmy, Zam, Logan, Raptor, Nimrod, Mei, Jasper, Esme, & Lucy Inara
    RIP Kia, Chipper, Morla, & June

  6. #51
    Join Date
    Aug 2001
    Location
    Michigan
    Posts
    18,335
    My settlement came in!

    $4,384.16!

    That'll make for a nice down payment.

    The tow truck comes tomorrow morning to pick up my car. RIP my green one. You were a great car.
    ~Kimmy, Zam, Logan, Raptor, Nimrod, Mei, Jasper, Esme, & Lucy Inara
    RIP Kia, Chipper, Morla, & June

  7. #52
    Join Date
    Mar 2005
    Location
    Chihuahua, Mexico
    Posts
    7,515
    i´ve been reading but havent posted until now, sorry to hear that, it almost happened to me, bt look at the bright side you´ll be on a brand new one......

    i now all the memories you muts´ve had but hey lets make new ones
    Corinna´s Christmas Card Swap ´06
    dedicated to a lovely woman who won many hearts along her life...........
    she will be deeply missed.......Thank you for letting us be a part of your life, you will surely remain in ours FOREVER........R.I.P. Dear Corinna

    Best Fireman in da House´10
    dedicated to the kindest,loveliest and always helpful dude that one would be honored and proud to know........R.I.P. Dear Phred



    notes-to-my-husband blog

    http://365project.org/isabelle/365

  8. #53
    Join Date
    Jun 2000
    Location
    Windham, Vermont, USA
    Posts
    40,861
    Quote Originally Posted by ramanth
    My settlement came in!

    $4,384.16!

    That'll make for a nice down payment.

    The tow truck comes tomorrow morning to pick up my car. RIP my green one. You were a great car.
    Awww, bye-bye little green car!

  9. EYEEEEEEEEEEEEEEEEEEEEEEEEEE!!!!!
    that must have scared the crap out of you.
    glad youre okay though. and sorry about the car.

  10. #55
    Join Date
    Jan 2005
    Location
    Sydney, Australia
    Posts
    3,448
    Glad your OK, but your Dads probably right. Once the shazzy is impacted, they most often write it off.

    Dogs are not our whole life, but they make our life whole

  11. #56
    Join Date
    Jun 2003
    Location
    Ohio
    Posts
    9,655
    Aww, Kimmy, sorry I missed this. I'm glad you are ok and you're right that will be a nice down payment.

  12. #57
    Join Date
    Feb 2001
    Location
    Greenville, SC, USA
    Posts
    17,925
    I'm so glad you are ok, Kimmy.

    I got "nailed" a couple of years ago, in my Jeep, which didn't even have a scratch on it. Broke my heart! And the guy who hit me was not supposed to be driving at night, nor was he supposed to have so many passengers in his car. He got a ticket for that, but not for hitting me. Turned out, later, he admitted to causing the accident, and his insurance paid for all of my repairs, but it still burns me that he was not charged for the accident.

    Let us know what you end up driving!

    Logan

  13. #58
    Join Date
    Jul 2004
    Location
    Aquidneck Island
    Posts
    8,333
    $4 grand? Great! Now go have fun car shopping!

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