Well, I have to say i checked out petinsurance.com and they have your typical $12/mo insurance BUT they also have an additional $8/mo vaccination and routine care package. That package might make it worth it only because it reimburses you for your vet visits $20, $40 for shots.. etc..

something to consider. i haven't decided if I should sign up or not. It would really only be for peace of mind. I had one friend who just had her cat go through the urinary blockage surgery and she was hurting financially--i would never want to have to choose between money and the health of my kitties.

thanks for your everyone's insight..