I know some people who have it. Be careful which policy you get. Some of them don't cover a lot of things. Most of them won't cover problems that are thought to be genetic and common to a breed. I can't find one that would cover a husky's eyes. I have a friend with a Golden Retriever who is always into something. The insurance has been worth it for her. With the number of animals I have, it's not worth it. I just take 100 bucks every paycheque and put it in a special "vet savings" account. Then I use that account only for vet expenses. It's worked out great in a couple emergency situations.