I can not stand the thought of being financially dependant on anyone! My husband and I jointly own NOTHING! I paid for my truck--it's mine and only my name is on it. He's on the insurance as an occasional driver. My dad lent me some money for the downpayment on our house--it's in my name only. We don't have a joint bank account, a joint credit card, joint loan--Nothing. He has his own bank accounts and I have mine.

I pay the mortgage, insurance, the critter bills, the Internet bill (because I use it more) and the satelitte TV bill. ( he wants to disconnect it, but I will die without 24!) I dont' show him my bank account/credit statements. I get right ticked off if he makes any comments about how I spend my money. We discuss major purchases, but little things I refuse to justify to anyone.

He pays for the utilities and his dumb shop he's building. He is lousy with money. He's a wonderful man, a great husband, but no way is my credit rating getting tied to him! We don't even file a joint tax return. I make substantially more money than he does right now. That hasn't always been the case.

I lived alone for a long time. I liked being on my own. I never even considered marriage before he came along. I just can't give up control over my money! We don't have a pre-nup & our marriage is solid and happy, but I did check with a lawyer before we got married to make sure I could entirely maintain my financial independance.