I'm not sure about programs in Canada, but you might call the shelter and ask if they know of any low-cost spay/neuter programs. These programs work with vets who will drop the prices. If those programs aren't available in your area, you can raise funds by having a bake sale or a garage sale. I'm having a garage sale soon and selling a bunch of video's, books and CD's that I haven't listened to in a while. The money will go towards getting a kitty (Indya is her name) and operation. Can you earn some money mowing lawns? cleaning house? babysitting?