Thanks a lot, Liz, for your helpful commentary. I guess I just can't win. My total response was in regards to Alicia and Karen's posts.

Alicia, that's the money I was thinking of. I did not read the complete article that Liz posted before I responded earlier. Thank you for clearing that up. I guess eventually I will learn to read every single response very thoroughly before I say anything.

By the way, just for a little education on USDA loans, the USDA loans are usually government guaranteed loans, but they are made by another lending institution such as a bank or a non-bank financial institution. The government does not lend the money, just guarantees a portion (a big portion) of the loan. There are some direct lending programs through the government, but I daresay the Hunte Corporation would not qualify for those.