We have never been asked about dogs for insurance purposes, although we did not have them when we set up the policy. I know my mom did get a letter from Nationwide (Same as we use) with a list of breeds they charge extra for. (Her agent is her sister, who obviuosly knows she has dogs!)

I have seen in a few differernt articles in Dog Fancy that some insurance companies are adding more and more dogs to the list of "Dangerous Breeds" Of course there are always those very vicious Rotties, Dobes, Pit Bulls, Chows and GSD's Other breeds listed in some places include huskys, Dalmations, Airedale Terries, and a few others that I can't remember right now.

The whole breed biased things just stupid. I really think it should be based on individual dogs.