We n o longer own our home since we are here in Germany, but we have renters insurance. We use USAA (special for military members and their families). We were asked both times (homeowners and renters) if we owned a dog and what type it was. I was worried and asked why do you want to know what breed he is? And the lady said that they had to know incase another dog bit on our property and we tried to get it covered through our policy. She assured me that they didn't turn anyone down because of the breed of the dog.

I think it is stupid to do so. There are good dogs and bad ones. Breed is irrelevant. If the dog has a history of unprovoked biting, then that is a different story.