If I were the breeder, I'd probably be angry too. However, she should have known not to send the puppy until you paid her. But either way, I'd be angry if I was out of that much money, not to mention I'd have sudden concerns over the puppy's welfare. I'd think that if you can't afford $118, then you wouldn't be able to care for the puppy, or that if you don't bother to send the money, that you are irresponsible and therefore still not able to care for the puppy.

You better make sure to send the money tomorrow, or she may do as she says she will...