Originally posted by Denyce
According to my husband who works in banking....

Yes the minor needs a co-signer and that co-signer must be a parent or legal guardian unless the minor is emancipated. And that takes a court order to do.

Hope that helps.

Denyce
I'm sure your husband right sense he works at a bank.

But now you have me wondering how my nephew got an account. I was told that in till the age of 16 you needed a parent on the account, after 16 you can open your own account. I wonder if it differs from state to state.