I'm a not sure which features to look for in a camera -- would you mind saying what your favorite feature is in your camera and which feature you don't like and why?

*blush* My two biggest reasons not to buy yet are 1) being confused over the complexity of the features/cost ratio and 2) this sounds SO LAME -- whenever I have a camera I seem to drop it. It's not that big a deal with one of those little cheap-o disposables, but I CRINGE at the idea of doing my clumsy stunt with an expensive piece of gear.

Which of them (if any) are clutz proof?