I don't see why your post should upset anyone... there are alot of reasons against it.. but if there were to be one (emergency fund) obvioulsy it would not just easily go to new members, and not without it being verified. with Naomi, we know its true, and we have a vets clinics address/phone. I just think that someone that has a less amount owed to a vet and has a job is less of an emergency than the HUGE amount that Bassetts surgery is costing and when she has not found a job yet. theres a difference. it probably would be too difficult to do...the idea of everyone sending in a few dollars a month is a good one though.