We do not have insurance for our dogs, but I had been consodering it. However, the most recent issue of Consumer Reports did an analysis of several 3 or 4 providers (or was it only 2?) Anyway, their conclusion as that in almost all cases the insurance is more then vet visits. The few execptions were in cases were an extreme came up (something like Kia's recent problem) However, with some companies, even then the were no signigicant savings. I am not sure if you can access the issues on the Consumer Reports website, but I can bring the article home from work for more specific info.

I would be interested to hear from someone who does have it if they have saved any money with it.