Good question Basim! I was just looking into Pet Insurance. Does anyone know about it? The plan I read about was around $300 a year for both my dogs and after a $100 yearly deductible would pay for 80% of all medical and dental costs. This coverage included spay/neuter, illness, accident, surgery, etc. I don't know of anyone who has it. I think I'm going to check with my vet and the Better Business Bureau to check into this company and others like it.