Karen has correctly guessed the puzzle!

Here it is:
When you get to where you're goin' take care of the horse you rode in on.
~Anonymous

And final points:


Luckies4me has 6+4+8=18 points
Karen has 20+4=24 points
Fuzzy317 has 3+5=8 points
Iceyshiver21 has 22 points
Nomilynn has 1+6=7 points
Noah'sMommy has 2 points
Miss Meow has 2 points