We get some pretty evil phone scammers too. We usually never pick up the land line but we have received messages that our home is going to be repossessed and our taxes are in arrears and we haven't filed our income tax. Hilarious. That is all complete bullshit. Every single word. Never owed one dime, never will. You are quite right. Some folks might believe that crap and get all worked up, maybe financially screwed over as well. I think they pick on vulnerable peeps who they can rip off. Very sad. I'd rather starve to death and die in a ditch than prey on the most vulnerable people in our society. Everyone needs an answering machine. Screen your calls. If you are in debt....I wish you weren't.